About us
Minnesota's Independent Medicare & Health Insurance Agency
For over 20 years, Koering Agency has helped Minnesota families, retirees, and small businesses navigate health insurance with clarity, honesty, and personal care.
Our story
Koering Agency was founded right here in Minnesota with one simple belief: people deserve a trusted advisor — not a sales pitch — when it comes to their health coverage.
We started as a small family operation and have grown to serve over 2,400 clients across the state. Through every change in the insurance landscape, our approach has stayed the same: listen first, explain clearly, and always put the client's needs ahead of the commission.
As an independent agency, we're not tied to any single carrier. That means we can shop the full market on your behalf and recommend the plan that truly fits your situation — not the one that pays us the most.
What sets us apart
Truly independent
We represent dozens of carriers, so our recommendations are based on your needs — never on carrier quotas or incentives.
Local Minnesota expertise
We know Minnesota's insurance market inside and out — from the Twin Cities metro to Greater Minnesota communities.
No-cost guidance
Our advice and enrollment help are completely free to you. We're compensated by the carriers, never by our clients.
Long-term relationships
We don't disappear after enrollment. We're here every year to review your coverage and make sure it still fits your life.
Licensed, certified, and accountable
Every advisor at Koering Agency holds active Minnesota insurance licenses and completes annual carrier certifications for Medicare Advantage, Medicare Supplement, Part D, and ACA/MnSure plans.
We operate in full compliance with CMS marketing guidelines and Minnesota Department of Commerce regulations — so you can trust that the advice you receive is ethical, accurate, and in your best interest.
Ready to talk with a real person?
No automated systems, no call centers. When you call Koering Agency, you speak with a licensed Minnesota advisor who knows your name.
Request a Free Consultation